Terms of Service

Last Updated: February 12, 2026

Agreeing to These Terms & Conditions

We offer a range of services including educational content, webinars (live and recorded), digital products, and coaching programs. These Terms apply to visitors, webinar registrants, purchasers, subscribers, and coaching clients (collectively, “Users”). In some cases, additional terms may apply to a specific offer, program, payment plan, or platform (“Service Terms”). If these Terms conflict with Service Terms, the Service Terms control.

IMPORTANT — PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, REGISTERING FOR A WEBINAR, PURCHASING, OR SUBSCRIBING THROUGH WWW.THEGREATPHYSICIAN.HEALTH OR ANY OTHER ONLINE RESOURCES THAT LINK TO THESE TERMS (EACH, A “WEBSITE”).

THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITY, INCLUDING A MANDATORY ARBITRATION AND CLASS ACTION WAIVER THAT WAIVES YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION (SEE SECTIONS 16–18).

ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW. THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT.

General Use

These Terms govern your access to and use of the Website(s) owned and maintained by Health Is Wealth Enterprises, Inc. (“Health Is Wealth Enterprises, Inc.,” “Company,” “we,” “our,” “us”), operating under the brand The Great Physician Cancer Coaching. We offer the Website(s), including all information, tools, content, and services, conditioned upon your acceptance of all Terms stated here.

By accessing, using, registering, subscribing, or placing an order through the Website, you agree to be bound by these Terms. If you do not agree to these Terms in their entirety, you are not authorized to use the Website(s) or services.

THIS IS A BINDING AGREEMENT. These Terms together with our Privacy Policy form a legally binding agreement (the “Agreement”) between you (“you,” “your”) and Health Is Wealth Enterprises, Inc. This Agreement governs your access to and use of the Website(s), your registration for webinars, your purchase or attempted purchase of products/services, and your use or attempted use of any content, coaching, or materials provided by us.

We reserve the right to update these Terms at any time by posting changes on the Website. It is your responsibility to review these Terms periodically. Continued use after changes constitutes acceptance.

Table of Contents

Website Use

User Conduct and Restrictions; License Terms

Privacy Policy and Your Personal Information

Information You Provide; Registration; Passwords

Webinar Terms; Participation Agreement & Liability Waiver

Order Placement and Acceptance

Refunds / Cancellations

Payment Plans; Subscription and Automatic Payments

Products, Services, Program Terms, and Prices

Disclaimer — Health & Education; No Medical Advice; No Guarantees

Your Responsibilities as a User (including compliance with law)

Testimonials, Reviews, and Use of Submitted Content

Messaging, Email, SMS (CAN-SPAM / TCPA) and Consent

Disclaimers of Warranties

Limitations of Liability

Dispute Resolution by Mandatory Binding Arbitration

Class Action Waiver

Additional Remedies (Injunctive Relief / IP Protection)

Indemnification

Notice and Takedown Procedures; DMCA

Third-Party Links and Platforms

Termination

No Waiver

Governing Law and Venue

Force Majeure

Assignment

Electronic Signature; Electronic Communications

Changes to the Agreement

Additional Representations and Warranties

Severability

Entire Agreement

Contacting Us

SECTION 1 — Website Use

The Website is intended for adults. By using the Website, you affirm that you are at least 18 years old (or the legal age of majority in your jurisdiction, whichever is greater), have the legal capacity to enter into a binding contract, and have read and understand this Agreement.

We may refuse service, suspend access, or terminate accounts at our sole discretion, including for suspected misuse, fraud, or violation of these Terms.

SECTION 2 — User Conduct and Restrictions; License Terms

All aspects of our Website(s) and materials are protected by U.S. and international intellectual property laws, including content, text, graphics, branding, logos, designs, videos, audio, downloads, curricula, frameworks, and program materials (collectively, “Content”).

You are granted a revocable, limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Website and Content for your personal, non-commercial use, subject to strict compliance with these Terms.

You may not, without our written permission:

Copy, reproduce, distribute, republish, upload, display, post, transmit, resell, or exploit any Content

Reverse engineer, scrape, or attempt to extract source code or data

Use our trademarks, taglines, or branding in any manner

Create derivative works based on our materials

Share login credentials or program access with others

Unauthorized use may result in termination and legal action.

SECTION 3 — Privacy Policy and Your Personal Information

Your submission of personal information through the Website is governed by our Privacy Policy, which is incorporated into this Agreement by reference and available on www.thegreatphysician.health.

We reserve the right to modify our Privacy Policy at any time.

SECTION 4 — Information You Provide; Registration; Passwords

When you register for webinars, request information, or enroll in services, you agree to provide accurate and truthful information and not impersonate another person.

If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activity occurring under your account.

SECTION 5 — Webinar Terms; Participation Agreement & Liability Waiver

This section applies to all live webinars, recorded webinars, replays, trainings, workshops, live streams, Q&A sessions, and related communications (collectively, “Webinar(s)”).

By registering for or participating in any Webinar, you agree to the following:

5.1 Educational Purpose Only

Webinars are provided for educational and informational purposes only and are not individualized medical advice.

5.2 No Doctor-Patient Relationship

Participation in a Webinar does not create a physician-patient relationship, medical provider relationship, or therapeutic relationship, even if a licensed physician appears or presents educational material.

You are responsible for consulting your own licensed healthcare providers before making medical decisions.

5.3 Assumption of Risk

You understand that health decisions involve risk and that information presented may not apply to your specific condition. You assume full responsibility for your decisions and outcomes.

5.4 Release and Waiver of Liability

To the maximum extent permitted by law, you release and hold harmless Health Is Wealth Enterprises, Inc., The Great Physician Cancer Coaching, and our officers, directors, physicians, coaches, contractors, employees, affiliates, and agents from any claims, damages, losses, liabilities, or expenses arising from or related to:

Your Webinar participation

Your reliance on Webinar content

Your health decisions

Any alleged injury or adverse outcome

This release includes claims based on negligence to the extent permitted by law (excluding gross negligence or willful misconduct where prohibited).

5.5 No Guarantees

We make no guarantees regarding health outcomes, remission, treatment response, or results of any kind. Individual outcomes vary.

5.6 Recording and Content Use

Webinars may be recorded. By participating, you consent to recording. If you submit questions (chat/Q&A), you acknowledge they may be addressed publicly during the Webinar. We may use questions in an anonymized manner for educational purposes.

SECTION 6 — Order Placement and Acceptance

If you order a product or service, payment must be received before your order is accepted. We may request additional information or cancel/refuse orders at our discretion. A confirmation email does not constitute acceptance if payment fails or verification is required.

All prices are in U.S. Dollars unless otherwise stated.

SECTION 7 — Refunds / Cancellations

Refund eligibility varies by offer and will be disclosed at checkout or in applicable Service Terms.

Unless a specific written refund policy is provided for a particular product/service at the time of purchase, all digital products and webinar access are non-refundable.

For coaching programs, refund/cancellation terms may be governed by a separate coaching agreement or enrollment terms.

To request assistance, contact: [email protected].

SECTION 8 — Payment Plans; Subscription and Automatic Payments

If you enroll in a payment plan or subscription, you authorize us (and our payment processors) to charge the payment method on file according to the schedule disclosed at purchase.

Failure to pay may result in suspension or termination of access. You remain responsible for all outstanding balances and any collection costs allowed by law.

SECTION 9 — Products, Services, Program Terms, and Prices

Products, services, coaching programs, and pricing are subject to change without notice. We may discontinue offerings at any time.

We do not guarantee the accuracy of descriptions, availability, or error-free operation of the Website or program platforms.

SECTION 10 — Disclaimer: Health & Education; No Medical Advice; No Guarantees

The Website and all Content are for educational and informational purposes only.

We do not provide medical advice, diagnosis, treatment, prescriptions, or emergency services.

Always consult your physician or qualified provider regarding any medical condition or before changing any treatment plan.

We make no guarantees about outcomes, including but not limited to remission, recovery, symptom improvement, treatment success, or prevention of recurrence.

SECTION 11 — Your Responsibilities as a User (Compliance with Law)

You agree to use our Website and services only for lawful purposes and in compliance with all applicable laws and regulations.

You may not use our Website or materials to harass, defame, infringe rights, upload malware, or interfere with others’ use.

SECTION 12 — Testimonials, Reviews, and Use of Submitted Content

Testimonials and user experiences are individual and not guaranteed. If you submit testimonials, reviews, images, video, or other content, you grant us a royalty-free, worldwide, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, display, and distribute such content for lawful business purposes, unless prohibited by law.

SECTION 13 — Messaging, Email, SMS (CAN-SPAM / TCPA) and Consent

By providing your email address, you consent to receive communications including marketing emails (you may unsubscribe anytime).

By providing your phone number, you consent to receive SMS messages (marketing and transactional). Consent is not a condition of purchase. Message frequency may vary; message/data rates may apply. You may opt out by replying STOP.

You agree that you are the authorized user of the email/phone you provide.

SECTION 14 — Disclaimers of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

We do not warrant that the Website will be uninterrupted, secure, error-free, or free of harmful components.

SECTION 15 — Limitations of Liability

To the maximum extent permitted by law, in no event shall the Company or its officers, directors, employees, contractors, affiliates, agents, or providers be liable for indirect, incidental, special, consequential, punitive, or exemplary damages, including loss of profits, data, goodwill, or medical outcomes, arising from or related to your use of the Website or services.

If liability is found, our total liability shall not exceed the amount you paid for the specific product/service giving rise to the claim.

SECTION 16 — Dispute Resolution by Mandatory Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY. Except where prohibited by law, any dispute arising out of or related to this Agreement, the Website, any Webinar, products, services, communications, or your relationship with the Company shall be resolved by final and binding confidential arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

Before initiating arbitration, you agree to first contact us at [email protected] and allow 120 days for informal resolution.

Arbitration shall be conducted by a single neutral arbitrator in Florida, in English, unless the parties agree otherwise. The arbitrator has exclusive authority to resolve disputes relating to interpretation, validity, enforceability, and arbitrability.

Each party bears its own attorney fees and costs unless the arbitrator awards otherwise under applicable law.

SECTION 17 — Class Action Waiver

You agree that disputes will be arbitrated only on an individual basis. No class actions, representative actions, or consolidated arbitrations are permitted. You waive any right to participate in a class action.

SECTION 18 — Additional Remedies (Injunctive Relief / IP Protection)

If you breach or threaten to breach our intellectual property rights, confidentiality, or misuse Content, we may seek injunctive relief in a court of competent jurisdiction in Florida without waiving arbitration for other claims.

SECTION 19 — Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, contractors, and agents from claims, damages, liabilities, losses, and expenses (including attorneys’ fees) arising from your use/misuse of the Website, violation of these Terms, or violation of any law or third-party rights.

SECTION 20 — DMCA Notice and Takedown

If you believe content on the Website infringes your copyright, send a notice to:

Health Is Wealth Enterprises, Inc. — Legal Department
5424 Lake St UNIT 398
Tangerine, FL 32777
Email: [email protected]

We may request additional details required by the DMCA.

SECTION 21 — Third-Party Links and Platforms

We may link to third-party sites or use third-party platforms (payment processors, webinar hosts, email/SMS tools). We are not responsible for third-party content, functionality, or policies.

SECTION 22 — Termination

We may terminate or suspend access immediately if we believe you violated these Terms. Upon termination, you remain responsible for outstanding payments. Sections intended to survive termination shall survive.

SECTION 23 — No Waiver

No failure or delay to enforce any right constitutes a waiver. Waivers must be in writing and signed by the Company.

SECTION 24 — Governing Law and Venue

This Agreement is governed by Florida law, without regard to conflict of laws. If a claim is exempt from arbitration, it must be brought exclusively in state or federal courts in Florida on an individual basis.

SECTION 25 — Force Majeure

We are not liable for delays or failures due to events beyond our reasonable control.

SECTION 26 — Assignment

We may assign our rights under this Agreement without notice. You may not assign your rights without our written consent.

SECTION 27 — Electronic Signature; Electronic Communications

By clicking “Submit,” “Register,” “Buy,” “I Agree,” or similar buttons, you are providing an electronic signature and agree this has the same effect as a written signature.

You consent to receive communications electronically.

SECTION 28 — Changes to the Agreement

We may update these Terms at any time by posting them to the Website. Your continued use constitutes acceptance.

SECTION 29 — Additional Representations and Warranties

You represent and warrant that:

You are 18+;

You have capacity to enter this Agreement;

Information you provide is accurate;

You will not resell or redistribute our products/services without written permission;

We may contact you via email, phone, or mail for support, transactional, and marketing purposes consistent with our Privacy Policy.

SECTION 30 — Severability

If any provision is unenforceable, the remainder remains in effect, and the provision may be modified to the minimum extent necessary to be enforceable.

SECTION 31 — Entire Agreement

These Terms, together with the Privacy Policy and any Service Terms, constitute the entire agreement and supersede prior agreements and communications.

SECTION 32 — Contacting Us

Health Is Wealth Enterprises, Inc.
5424 Lake St UNIT 398
Tangerine, FL 32777
Email: [email protected]
Website: www.thegreatphysician.health